San Augustine County, TX
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 31.38, -94.16.
Assembled 2026-10-06. Read the brief.
- 30th pct · 2,129th of 3,063 US counties · median $234,566
- 38th pct · 150th of 243 Texas counties · median $215,660
- 19th pct · 2,456th of 3,063 US counties · median +2.9%
- 47th pct · 129th of 243 Texas counties · median +0.0%
- US counties: not published this period
- Texas counties: not published this period
- 15th pct · 2,732nd of 3,221 US counties · median 8,232
- 24th pct · 191st of 254 Texas counties · median 6,022
- 67th pct · 1,059th of 3,221 US counties · median $1,039
- 53rd pct · 119th of 254 Texas counties · median $1,115
- 23rd pct · 2,335th of 3,063 US counties · median 4.3
- 39th pct · 147th of 243 Texas counties · median 3.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $184,628 (Aug 2026), -0.1% over one year, -24.5% over five
- 30th pct · 2,129th of 3,063 US counties · median $234,566
- 38th pct · 150th of 243 Texas counties · median $215,660
| Item | Value | Distance |
|---|---|---|
| San Augustine County, TX | $184,628 · -0.1% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Texas counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,011 a month on $184,628 at 7.28%, against an average weekly wage worth $4,879 a month: 20.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $184,628 × 80% = $147,703, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,011/mo principal and interest
- wage share = payment / (avg weekly wage $1,126 × 52 / 12 = $4,879) = 21% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $184,628 / ($1,126 × 52) = 3.2
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
1,896 jobs at 145 employers (2026 Q1); +0.3% jobs and +10.8% average weekly wage over the year
- 15th pct · 2,732nd of 3,221 US counties · median 8,232
- 24th pct · 191st of 254 Texas counties · median 6,022
| Item | Value | Distance |
|---|---|---|
| San Augustine County, TX | 1,896 jobs · $1,126/wk · +0.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Construction | 361 | $1,130 | 3.63 | +30.8% |
| Health care and social assistance | 270 | $697 | 0.95 | -12.3% |
| Mining, oil and gas | 213 | $2,341 | 31.55 | +2.9% |
| Retail trade | 207 | $588 | 1.12 | +2.5% |
| Manufacturing | 51 | $897 | 0.33 | +0.0% |
| Accommodation and food services | 51 | $287 | 0.30 | +0.0% |
| Agriculture, forestry, fishing | 45 | $972 | 3.29 | +2.3% |
| Professional and technical services | 32 | $2,097 | 0.24 | +0.0% |
| Transportation and warehousing | 19 | $828 | 0.24 | -53.7% |
| Finance and insurance | 19 | $1,132 | 0.25 | +5.6% |
| Arts, entertainment and recreation | 15 | $470 | 0.48 | +7.1% |
| Other services | 11 | $423 | 0.19 | +0.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 14, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Sam Rayburn Reservoir | 64 % full · 2,857k ac-ft | 36 km |
| Toledo Bend Reservoir | 86 % full · 2,236k ac-ft | 60 km |
| B. A. Steinhagen Lake | 96 % full · 69k ac-ft | 65 km |
| Lake Nacogdoches | 85 % full · 40k ac-ft | 67 km |
| Murvaul Lake | 89 % full · 38k ac-ft | 77 km |
| Lake Striker | 81 % full · 17k ac-ft | 98 km |
| Martin Lake | 79 % full · 76k ac-ft | 105 km |
| Livingston Reservoir | 91 % full · 1,604k ac-ft | 116 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.23)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.3×0.21 / 0.65
Banks & federal dollars #
$237.6 m in deposits at 4 offices of 4 banks (SOD June 2026); HHI 3,037, highly concentrated. $67.9 m federal obligations in FY2026 (direct payments $63.0 m, grants $4.9 m), $35,810 per covered job
| Item | Value | Distance |
|---|---|---|
| Shelby Savings Bank, SSB | $91.7 m · 38.6% share · 1 office | |
| Commercial Bank of Texas, National Association | $80.3 m · 33.8% share · 1 office | |
| Southside Bank | $41.3 m · 17.4% share · 1 office | |
| San Augustine, TX | $67.9 m FY2026 · $35,810/job | |
| MULTIPLE RECIPIENTS | $62.3 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Shelby Savings Bank, SSB | $91,654,000 | 38.6% | 1 |
| Commercial Bank of Texas, National Association | $80,253,000 | 33.8% | 1 |
| Southside Bank | $41,300,000 | 17.4% | 1 |
| PNC Bank, National Association | $24,374,000 | 10.3% | 1 |
Deposit concentration is 3,037 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 4 banks with deposits in the county = 38.6² + 33.8² + 17.4² + … (1 more) = 3,037
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
That is $35,810 per covered job, against 1,896 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $67.9 m / 1,896 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $35,810
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
San Augustine County, TX: 6 findings, 2 at a watch level and 4 noted
watchSan Augustine County, TX's typical home value is -2.9% against the previous month, a watch level here: typical home value at least 1 percent below the previous month (arithmetic on the Zillow ZHVI month columns; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.momPct = -2.8653259896650867 <= -1
- month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns
arithmetic on the Zillow ZHVI month columns; convention chosen for this dashboard, not an official level
watchSan Augustine County, TX's typical home value is -0.1% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -0.11788291139319489 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
noteSan Augustine County, TX's average weekly wage was 10.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +10.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteSan Augustine County, TX's typical home value fell 2.9% from $190,075 in July 2026 to $184,628 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- -2.9% = (184628.2690008087 - 190074.52372894634) / 190074.52372894634 × 100
- 184628.2690008087 = Zillow ZHVI, 2026-08
- 190074.52372894634 = Zillow ZHVI, 2026-07
noteSan Augustine County, TX's covered employment was 0.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 6 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.