Jasper County, TX
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 30.75, -94.02.
Assembled 2026-10-07. Read the brief.
- 35th pct · 1,975th of 3,063 US counties · median $234,566
- 41st pct · 142nd of 243 Texas counties · median $215,660
- 6th pct · 2,857th of 3,063 US counties · median +2.9%
- 17th pct · 201st of 243 Texas counties · median +0.0%
- US counties: not published this period
- Texas counties: not published this period
- 53rd pct · 1,501st of 3,221 US counties · median 8,232
- 62nd pct · 96th of 254 Texas counties · median 6,022
- 55th pct · 1,429th of 3,221 US counties · median $1,039
- 40th pct · 152nd of 254 Texas counties · median $1,115
- 32nd pct · 2,054th of 3,063 US counties · median 4.3
- 48th pct · 126th of 243 Texas counties · median 3.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $196,383 (Aug 2026), -3.4% over one year, -7.3% over five
- 35th pct · 1,975th of 3,063 US counties · median $234,566
- 41st pct · 142nd of 243 Texas counties · median $215,660
| Item | Value | Distance |
|---|---|---|
| Jasper County, TX | $196,383 · -3.4% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Texas counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,075 a month on $196,383 at 7.28%, against an average weekly wage worth $4,611 a month: 23.3% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $196,383 × 80% = $157,107, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,075/mo principal and interest
- wage share = payment / (avg weekly wage $1,064 × 52 / 12 = $4,611) = 23% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $196,383 / ($1,064 × 52) = 3.5
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
9,425 jobs at 637 employers (2026 Q1); +3.5% jobs and +2.0% average weekly wage over the year
- 53rd pct · 1,501st of 3,221 US counties · median 8,232
- 62nd pct · 96th of 254 Texas counties · median 6,022
| Item | Value | Distance |
|---|---|---|
| Jasper County, TX | 9,425 jobs · $1,064/wk · +3.5% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 1,456 | $666 | 1.59 | +3.4% |
| Manufacturing | 1,229 | $2,361 | 1.62 | -11.8% |
| Accommodation and food services | 949 | $375 | 1.12 | +0.0% |
| Construction | 358 | $1,306 | 0.72 | +3.2% |
| Finance and insurance | 216 | $964 | 0.56 | +0.5% |
| Professional and technical services | 193 | $1,367 | 0.30 | -2.0% |
| Wholesale trade | 188 | $1,334 | 0.52 | -21.3% |
| Real estate and rental | 149 | $1,214 | 1.03 | +46.1% |
| Other services | 149 | $538 | 0.53 | -14.9% |
| Mining, oil and gas | 114 | $995 | 3.40 | +15.2% |
| Agriculture, forestry, fishing | 109 | $994 | 1.60 | +98.2% |
| Information | 85 | $1,437 | 0.49 | +2.4% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 7, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| B. A. Steinhagen Lake | 95 % full · 69k ac-ft | 16 km |
| Sam Rayburn Reservoir | 64 % full · 2,857k ac-ft | 35 km |
| Toledo Bend Reservoir | 86 % full · 2,236k ac-ft | 65 km |
| Livingston Reservoir | 91 % full · 1,604k ac-ft | 95 km |
| Lake Nacogdoches | 85 % full · 40k ac-ft | 120 km |
| Lake Houston | 100 % full · 132k ac-ft | 142 km |
| Murvaul Lake | 89 % full · 38k ac-ft | 147 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.10)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.3×0.22 / 0.65
Banks & federal dollars #
$499.9 m in deposits at 10 offices of 5 banks (SOD June 2026); HHI 2,516, highly concentrated. $248.0 m federal obligations in FY2026 (direct payments $243.6 m, loans $2.5 m), $26,311 per covered job
| Item | Value | Distance |
|---|---|---|
| First State Bank of Livingston | $192.6 m · 38.5% share · 2 offices | |
| Southside Bank | $113.3 m · 22.7% share · 1 office | |
| Stellar Bank | $78.0 m · 15.6% share · 3 offices | |
| Jasper, TX | $248.0 m FY2026 · $26,311/job | |
| MULTIPLE RECIPIENTS | $241.4 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First State Bank of Livingston | $192,614,000 | 38.5% | 2 |
| Southside Bank | $113,252,000 | 22.7% | 1 |
| Stellar Bank | $78,025,000 | 15.6% | 3 |
| PNC Bank, National Association | $66,120,000 | 13.2% | 2 |
| Sabine State Bank and Trust Company | $49,939,000 | 10.0% | 2 |
Deposit concentration is 2,516 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 38.5² + 22.7² + 15.6² + … (2 more) = 2,516
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $209,711,818 |
| Department of Veterans Affairs | $29,935,715 |
| Department of Transportation | $6,075,065 |
| Department of Defense | $1,919,250 |
| Railroad Retirement Board | $1,786,854 |
| Department of Agriculture | $1,003,324 |
| Federal Communications Commission | $712,507 |
| General Services Administration | $244,545 |
| Department of Education | $44,592 |
| Small Business Administration | $16,444 |
| Department of Homeland Security | -$19,154 |
| Department of Housing and Urban Development | -$3,449,603 |
That is $26,311 per covered job, against 9,425 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $248.0 m / 9,425 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $26,311
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Jasper County, TX: 7 findings, 1 at a watch level and 6 noted
watchJasper County, TX's typical home value is -3.4% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -3.3557276742797444 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
noteJasper County, TX's covered employment was 3.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteJasper County, TX's average weekly wage was 2.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteJasper County, TX's typical home value fell 0.7% from $197,733 in July 2026 to $196,383 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- -0.7% = (196383.38005053042 - 197732.60589926585) / 197732.60589926585 × 100
- 196383.38005053042 = Zillow ZHVI, 2026-08
- 197732.60589926585 = Zillow ZHVI, 2026-07
noteJasper County, TX's typical home value of -3.4% ranks 2,857th of 3,063 US counties, against a median of +2.9%.
Period 2026-08.Show the arithmetic
- 7 on the 0-to-100 scale across 3063 US counties that published home.yoyPct
position among the entities that published this metric this period; not an official level
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.