Sabine County, TX
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 31.34, -93.85.
Assembled 2026-10-06. Read the brief.
- 39th pct · 1,864th of 3,063 US counties · median $234,566
- 43rd pct · 137th of 243 Texas counties · median $215,660
- 53rd pct · 1,415th of 3,063 US counties · median +2.9%
- 76th pct · 59th of 243 Texas counties · median +0.0%
- US counties: not published this period
- Texas counties: not published this period
- 19th pct · 2,578th of 3,221 US counties · median 8,232
- 30th pct · 178th of 254 Texas counties · median 6,022
- 26th pct · 2,378th of 3,221 US counties · median $1,039
- 15th pct · 215th of 254 Texas counties · median $1,115
- 48th pct · 1,571st of 3,063 US counties · median 4.3
- 64th pct · 87th of 243 Texas counties · median 3.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $205,863 (Aug 2026), +3.3% over one year, -4.5% over five
- 39th pct · 1,864th of 3,063 US counties · median $234,566
- 43rd pct · 137th of 243 Texas counties · median $215,660
| Item | Value | Distance |
|---|---|---|
| Sabine County, TX | $205,863 · +3.3% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Texas counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,127 a month on $205,863 at 7.28%, against an average weekly wage worth $4,052 a month: 27.8% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $205,863 × 80% = $164,690, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,127/mo principal and interest
- wage share = payment / (avg weekly wage $935 × 52 / 12 = $4,052) = 28% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $205,863 / ($935 × 52) = 4.2
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
2,441 jobs at 207 employers (2026 Q1); -0.1% jobs and +7.7% average weekly wage over the year
- 19th pct · 2,578th of 3,221 US counties · median 8,232
- 30th pct · 178th of 254 Texas counties · median 6,022
| Item | Value | Distance |
|---|---|---|
| Sabine County, TX | 2,441 jobs · $935/wk · -0.1% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 547 | $588 | 1.49 | +0.0% |
| Manufacturing | 404 | $1,517 | 2.06 | +0.0% |
| Retail trade | 316 | $507 | 1.33 | +9.3% |
| Construction | 199 | $683 | 1.56 | +0.5% |
| Accommodation and food services | 107 | $287 | 0.49 | -12.3% |
| Mining, oil and gas | 68 | $2,422 | 7.82 | +11.5% |
| Finance and insurance | 63 | $1,332 | 0.63 | -1.6% |
| Professional and technical services | 52 | $1,548 | 0.31 | +13.0% |
| Transportation and warehousing | 34 | $1,267 | 0.33 | -17.1% |
| Real estate and rental | 16 | $560 | 0.43 | +0.0% |
| Agriculture, forestry, fishing | 15 | $1,043 | 0.85 | +0.0% |
| Administrative and waste services | 9 | $744 | 0.06 | +28.6% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 9, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Toledo Bend Reservoir | 86 % full · 2,236k ac-ft | 31 km |
| Sam Rayburn Reservoir | 64 % full · 2,857k ac-ft | 40 km |
| B. A. Steinhagen Lake | 94 % full · 69k ac-ft | 68 km |
| Murvaul Lake | 89 % full · 38k ac-ft | 94 km |
| Lake Nacogdoches | 86 % full · 40k ac-ft | 96 km |
| Martin Lake | 79 % full · 76k ac-ft | 123 km |
| Lake Striker | 81 % full · 17k ac-ft | 125 km |
| Livingston Reservoir | 90 % full · 1,604k ac-ft | 136 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.37)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.3×0.22 / 0.65
Banks & federal dollars #
$214.0 m in deposits at 6 offices of 4 banks (SOD June 2026); HHI 3,401, highly concentrated. $-281,358 federal obligations in FY2026 (contracts $493,844, loans $8,608), $-115 per covered job
| Item | Value | Distance |
|---|---|---|
| Southside Bank | $105.2 m · 49.2% share · 2 offices | |
| BOM Bank | $54.6 m · 25.5% share · 1 office | |
| Shelby Savings Bank, SSB | $32.3 m · 15.1% share · 1 office | |
| Sabine, TX | $-281,358 FY2026 · $-115/job | |
| MULTIPLE RECIPIENTS | $99.3 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Southside Bank | $105,213,000 | 49.2% | 2 |
| BOM Bank | $54,580,000 | 25.5% | 1 |
| Shelby Savings Bank, SSB | $32,259,000 | 15.1% | 1 |
| Sabine State Bank and Trust Company | $21,913,000 | 10.2% | 2 |
Deposit concentration is 3,401 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 4 banks with deposits in the county = 49.2² + 25.5² + 15.1² + … (1 more) = 3,401
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $85,808,695 |
| Department of Veterans Affairs | $12,536,994 |
| Department of Education | $1,416,219 |
| Railroad Retirement Board | $1,003,034 |
| Department of Housing and Urban Development | $629,719 |
| Department of Agriculture | $456,835 |
| Federal Communications Commission | $303,825 |
| Department of Defense | $116,821 |
| Department of Commerce | $0 |
| Department of Homeland Security | $0 |
| Department of Justice | -$400,235 |
| Department of Transportation | -$2,181,833 |
That is -$115 per covered job, against 2,441 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $-281,358 / 2,441 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $-115
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Sabine County, TX: 5 findings, 1 at a watch level and 4 noted
watchSabine County, TX's covered employment is -0.1% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.1 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteSabine County, TX's average weekly wage was 7.7% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +7.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteSabine County, TX's typical home value fell 0.5% from $206,947 in July 2026 to $205,863 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- -0.5% = (205862.75204872698 - 206947.29574948072) / 206947.29574948072 × 100
- 205862.75204872698 = Zillow ZHVI, 2026-08
- 206947.29574948072 = Zillow ZHVI, 2026-07
noteSabine County, TX's covered employment was 0.1% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteThe next Zillow ZHVI typical home value (monthly) covering Sabine County, TX is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.