Butts County, GA

Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 33.29, -83.96.

Assembled 2026-10-06. Read the brief.

Typical home value
$279,897
as of August 2026
  • 64th pct · 1,090th of 3,063 US counties · median $234,566
  • 67th pct · 53rd of 159 Georgia counties · median $219,820
  • 17th pct · 24th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median $342,031
Home value, one year
+0.5%
as of August 2026
  • 25th pct · 2,297th of 3,063 US counties · median +2.9%
  • 24th pct · 120th of 159 Georgia counties · median +2.6%
  • 67th pct · 10th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median -0.4%
Typical rent
$1,728
as of August 2026
  • 68th pct · 447th of 1,399 US counties · median $1,496
  • 59th pct · 30th of 72 Georgia counties · median $1,651
  • 33rd pct · 17th of 25 counties in the Atlanta-Sandy Springs-Roswell metro · median $1,809
Jobs
8,488
as of 2026 Q1-01
  • 50th pct · 1,580th of 3,221 US counties · median 8,232
  • 58th pct · 66th of 159 Georgia counties · median 7,095
  • 14th pct · 25th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median 31,378
Average weekly wage
$976
as of 2026 Q1-01
  • 35th pct · 2,060th of 3,221 US counties · median $1,039
  • 51st pct · 78th of 159 Georgia counties · median $964
  • 10th pct · 26th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median $1,138
Years of wages per home
5.5
  • 72nd pct · 843rd of 3,063 US counties · median 4.3
  • 72nd pct · 44th of 159 Georgia counties · median 4.3
  • 46th pct · 16th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median 5.7

Typical home value divided by the average annual wage of one covered job.

A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.

Home values #

currentas of 2026 Q1retrieved 2026-10-06

Typical home $279,897 (Aug 2026), +0.5% over one year, +25.4% over five

  • 64th pct · 1,090th of 3,063 US counties · median $234,566
  • 67th pct · 53rd of 159 Georgia counties · median $219,820
  • 17th pct · 24th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median $342,031
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
ItemValueDistance
Butts County, GA$279,897 · +0.5% 1-yr

Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.

Rents #

currentas of 2026 Q1retrieved 2026-10-06

Typical rent $1,728/mo (Aug 2026), n/a over one year; price-to-rent 13.5

  • 68th pct · 447th of 1,399 US counties · median $1,496
  • 59th pct · 30th of 72 Georgia counties · median $1,651
  • 33rd pct · 17th of 25 counties in the Atlanta-Sandy Springs-Roswell metro · median $1,809
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
ItemValueDistance
Butts County, GA$1,728/mo · n/a 1-yr

Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).

What the typical home costs to carry #

currentretrieved 2026-10-06

Principal and interest of $1,532 a month on $279,897 at 7.28%, against an average weekly wage worth $4,229 a month: 36.2% of one job’s pay.

  • payment = P·r / (1 − (1+r)^−n), P = $279,897 × 80% = $223,918, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,532/mo principal and interest
  • wage share = payment / (avg weekly wage $976 × 52 / 12 = $4,229) = 36% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
  • years of wages = $279,897 / ($976 × 52) = 5.5
  • price-to-rent = $279,897 / ($1,728 × 12) = 13.5

The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.

Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.

Jobs & wages #

currentas of 2026 Q1retrieved 2026-10-06

8,488 jobs at 589 employers (2026 Q1); -2.5% jobs and +2.8% average weekly wage over the year

  • 50th pct · 1,580th of 3,221 US counties · median 8,232
  • 58th pct · 66th of 159 Georgia counties · median 7,095
  • 14th pct · 25th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median 31,378
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
ItemValueDistance
Butts County, GA8,488 jobs · $976/wk · -2.5% YoY
BLS QCEW, all ownerships, third month of the quarter. A location quotient of 1.00 means this county has the national share of its jobs in that sector; 2.00 means twice it. A withheld row is a BLS disclosure code N: the cell is absent, not zero.
NAICS sectorJobsAvg weekly wageLocation quotientJobs over the year
Retail trade1,359$7331.64-1.1%
Accommodation and food services1,025$3951.34+3.4%
Transportation and warehousing941$1,2022.63-13.1%
Manufacturing854$9201.25-27.0%
Construction481$1,2801.08+0.0%
Other services416$1,0001.64-3.5%
Professional and technical services196$7900.33+0.0%
Finance and insurance102$1,2680.29+14.6%
Arts, entertainment and recreation46$6460.33+17.9%
Information21$1,1980.13+0.0%
Real estate and rental21$9860.16-61.8%
Unclassified21$7061.16+0.0%

BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.

Drought #

currentretrieved 2026-10-06

D2 severe drought

Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.

US Drought Monitor current week; the highest class of any polygon containing the point.

Reservoirs #

currentretrieved 2026-10-06

9 USGS reservoir gauges, no capacity figures to weight

Sites found: 9, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
SiteReadingDistance
LAKE HORTON HEADWATER NEAR FAYETTEVILLE, GA775.0 ft (USGS, no capacity on file)43 km
RANDY POYNTER LAKE AT SPILLWAY, NEAR MILSTEAD, GA731.7 ft (USGS, no capacity on file)49 km
LAKE PEACHTREE HEADWATER AT PEACHTREE CITY, GA784.5 ft (USGS, no capacity on file)58 km
LAKE MCINTOSH NEAR PEACHTREE CITY, GA778.1 ft (USGS, no capacity on file)59 km
LAKE KEDRON NEAR PEACHTREE CITY, GA833.6 ft (USGS, no capacity on file)59 km
CHATTAHOOCHEE RIVER AT MORGAN FALLS DAM, GA865.6 ft (USGS, no capacity on file)85 km
LAKE SIDNEY LANIER NEAR BUFORD, GA1,064 ft (USGS, no capacity on file)98 km
ALLATOONA LAKE NEAR CARTERSVILLE, GA835.9 ft (USGS, no capacity on file)120 km

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.

Stream gauges #

currentretrieved 2026-10-06

107 gauges · 0 flooding · 37 with quality panels averaging 100 % · 11 stale

Sites found: 107, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
SiteReadingDistance
Ocmulgee River at Jackson Lakeno flooding11 km
OCMULGEE RIVER NEAR JACKSON, GAflow 275.0 ft³/s · no flooding11 km
TOWALIGA RIVER AT GA 83 NEAR JULIETTE, GAflow 72.3 ft³/s · no flooding21 km
SOUTH RIVER AT GA 81, AT SNAPPING SHOALS, GAflow 276.0 ft³/s · no flooding22 km
YELLOW RIVER ROCKY PLAINS RD NR ROCKY PLAINS, GAflow 296.0 ft³/s · no flooding24 km
CABIN CREEK AT NORTH SECOND STREET, NR GRIFFIN, GAflow 1.69 ft³/s · no flooding26 km
ALCOVY RIVER BELOW COVINGTON, GAflow 53.8 ft³/s · no flooding27 km
POTATO CREEK AT COUNTY LINE RD, NR ORCHARD HILL,GAflow 1.08 ft³/s27 km
Potato Creek at County Line Road near Orchard Hillno flooding28 km
EAST BEAR CREEK AT POPLAR ROAD, NR MANSFIELD, GAflow 0.85 ft³/s · no flooding30 km

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.

Groundwater #

currentretrieved 2026-10-06

41 wells in 0 named aquifers:

Sites found: 41, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
SiteReadingDistance
USGS-330858084122901depth 11.4 ft · 2015-09-3028 km
USGS-331507084171801depth 19.2 ft · 2026-10-0530 km
USGS-333537084081701depth 14.8 ft · 2006-03-2338 km
USGS-333823084033501depth 14.9 ft · 1983-07-1240 km
USGS-333954084003301depth 58.1 ft · 2005-09-2941 km
USGS-333858083430001depth 4.29 ft · 1994-07-2346 km
USGS-334038084262001depth 19.8 ft · 1985-08-2762 km
USGS-334207084254801depth 7.34 ft · 2026-10-0563 km

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.

Water stress #

currentretrieved 2026-10-06

moderate (0.32)

Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.2×0.00 / 0.55

Banks & federal dollars #

currentretrieved 2026-10-06

$455.4 m in deposits at 2 offices of 2 banks (SOD June 2026); HHI 5,015, highly concentrated. $170.0 m federal obligations in FY2026 (direct payments $154.8 m, grants $13.7 m), $20,032 per covered job

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
ItemValueDistance
Ameris Bank$240.1 m · 52.7% share · 1 office
United Bank$215.3 m · 47.3% share · 1 office
Butts, GA$170.0 m FY2026 · $20,032/job
MULTIPLE RECIPIENTS$151.7 m · top recipient FY2026
FDIC Summary of Deposits, June 2026. These are institution offices, not people: the row is a bank's presence in the county.
InstitutionDepositsShareOffices
Ameris Bank$240,062,00052.7%1
United Bank$215,333,00047.3%1

Deposit concentration is 5,015 across 2 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.

HHI = Σ (share %)² over 2 banks with deposits in the county = 52.7² + 47.3² = 5,015

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.

Federal obligations #

currentretrieved 2026-10-06

USAspending place-of-performance obligations for FY2026, by awarding agency.

USAspending, FY2026, place of performance in this county.
Awarding agencyObligations
Social Security Administration$126,026,244
Department of Veterans Affairs$26,228,004
Department of Health and Human Services$8,612,219
Department of Transportation$4,611,364
Federal Communications Commission$1,703,284
Department of Agriculture$1,403,230
Railroad Retirement Board$748,119
Department of Housing and Urban Development$692,870
Small Business Administration$9,375

That is $20,032 per covered job, against 8,488 jobs in the 2026 Q1 QCEW quarter.

per job = FY2026 obligations $170.0 m / 8,488 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $20,032

USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.

National context, not this county #

currentretrieved 2026-10-06

These are United States, single-gauge, single-state and port series. None of them is keyed to this county.

The national indicator set, unfiltered by place.
SeriesLatestAs ofChange
Mississippi River at Memphis, stage · ftnot publishednot published
Mississippi River at St. Louis, stage · ftnot publishednot published
Ohio River at Louisville, stage · ft12.692026-10-05+3.3%
Missouri River at St. Joseph, stage · ftnot publishednot published
Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s5,170.002026-02-05-25.3%
Texas reservoirs, statewide percent full · %72.602026-10-06+0.0%
Laredo truck crossings, monthly · trucks258,700.002026-08-01-0.4%
Los Angeles + Long Beach container volume, annual · TEU10,513,167.002023-01-01-13.5%
Containerships waiting for a berth, all US ports · ships3.002026-10-06-50.0%
Shanghai to Los Angeles container rate · $ per 40 ft box7,848.002026-09-01+14.9%
US diesel retail price · $ per gallonunavailablenot published
WTI crude oil, spot · $ per barrel96.162026-09-29-3.2%
30-year fixed mortgage rate · %7.282026-10-01+3.6%
Housing starts, annual rate · thousands of units1,275.002026-08-01-2.6%
Building permits, annual rate · thousands of units1,403.002026-08-01-2.1%
Case-Shiller US home price index · index, Jan 2000 = 100337.312026-07-01+0.1%
Unemployment rate · %4.202026-09-01+2.4%
US goods and services trade balance, monthly · $ millions-105,572.002026-08-01-13.7%
Retail sales excluding food services, monthly · $ millions646,347.002026-08-01+1.1%

The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.

What changed #

currentretrieved 2026-10-06

Butts County, GA: 10 findings, 1 at a watch level and 9 noted

  1. watchButts County, GA's covered employment is -2.5% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

    Period 2026 Q1.
    Show the arithmetic
    • test: jobs.yoy.emp = -2.5 < 0

    BLS QCEW over-the-year percent change, as published; not an official level

  2. noteButts County, GA's average weekly wage was 2.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

    Period 2026 Q1.
    Show the arithmetic
    • +2.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
    • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

    BLS QCEW over-the-year percent change, as published

  3. noteButts County, GA's covered employment was 2.5% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

    Period 2026 Q1.
    Show the arithmetic
    • -2.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
    • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

    BLS QCEW over-the-year percent change, as published

  4. noteButts County, GA's typical asking rent rose 0.3% from $1,723 in July 2026 to $1,728 in August 2026, on Zillow ZORI.

    Period 2026-08.
    Show the arithmetic
    • +0.3% = (1727.5 - 1723.1617255096378) / 1723.1617255096378 × 100
    • 1727.5 = Zillow ZORI, 2026-08
    • 1723.1617255096378 = Zillow ZORI, 2026-07
  5. noteButts County, GA's covered employment of -2.5% ranks 27th of 29 counties in the Atlanta-Sandy Springs-Roswell metro, against a median of +0.1%.

    Period 2026 Q1.
    Show the arithmetic
    • 7 on the 0-to-100 scale across 29 counties in the Atlanta-Sandy Springs-Roswell metro that published jobs.yoy.emp

    position among the entities that published this metric this period; not an official level

Read all 10 findings in the full brief

Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.

Sources #

  • publishedOccupational Employment and Wage StatisticsU.S. Bureau of Labor Statisticsopen the source
    MSA 12060, all occupations · period May 2025 · retrieved 2026-10-06
  • publishedTIGERwebU.S. Census Bureauopen the source
    tigerWMS_Current · retrieved 2026-10-06
  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-08 · retrieved 2026-10-06
  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-08 · retrieved 2026-10-06
  • publishedZillow Observed Rent Index (ZORI)Zillow Researchopen the source
    County_zori_uc_sfrcondomfr_sm_month.csv · period 2026-08 · retrieved 2026-10-06
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · price-to-rent = $279,897 / ($1,728 × 12) = 13.5
  • publishedFRED Economic DataFederal Reserve Bank of St. Louisopen the source
    MORTGAGE30US · period 2026-10-01 · retrieved 2026-10-06
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 13035, all ownerships, all industries · period 2026-Q1 · retrieved 2026-10-06
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · payment = P·r / (1 − (1+r)^−n), P = $279,897 × 80% = $223,918, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,532/mo principal and interest; wage share = payment / (avg weekly wage $976 × 52 / 12 = $4,229) = 36% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs); years of wages = $279,897 / ($976 × 52) = 5.5; price-to-rent = $279,897 / ($1,728 × 12) = 13.5
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 13035, NAICS sectors, private ownership · period 2026-Q1 · retrieved 2026-10-06
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms home value 1-yr change +0.5% / ±10% × 0.3, jobs over-the-year change -2.5% / ±3% × 0.3, avg weekly wage over-the-year change +2.8% / ±6% × 0.25
  • publishedU.S. Drought MonitorNational Drought Mitigation Center, USDA, NOAAopen the source
    USDM_current · retrieved 2026-10-06
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00062,00054 · period 2026-10-06T21:15:00.000Z · retrieved 2026-10-06
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00010,00060,00065,00095,00300,00400,63680 · period 2026-10-06T21:30:00.000Z · retrieved 2026-10-06
  • publishedNational Water Prediction ServiceNOAA National Weather Serviceopen the source
    nwps/v1/gauges · period 2026-10-06T21:15:00Z · retrieved 2026-10-06
  • estimateUSGS Water Data APIU.S. Geological Surveyopen the source
    · retrieved 2026-10-06 · quality screen per site = 1 − points / (2 × n), ok 0, watch 1, poor 2 points over the n parameters it reports; mean over 37 sites = 100 %
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-daily 72019 · period 2026-10-05T00:00:00.000Z · retrieved 2026-10-06
  • estimateU.S. Drought MonitorNational Drought Mitigation Center, USDA, NOAAopen the source
    · retrieved 2026-10-06 · supply stress = Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.2×0.00 / 0.55 = 0.32; terms drought (D2 / 4), quality (1 − 100 % / 100)
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00060,00065,00010,00300,00095,00400,63680,00062,00054 · period 2026-10-06T21:30:00+00:00 · retrieved 2026-10-06
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-daily 72019,62610,62611 · period 2026-10-05 · retrieved 2026-10-06
  • publishedBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod:13035:2026 · period 2026-06-30 · retrieved 2026-10-06
  • estimateBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod-hhi:13035:2026 · period 2026-06-30 · retrieved 2026-10-06 · HHI = Σ (share %)² over 2 banks with deposits in the county = 52.7² + 47.3² = 5,015
  • publishedUSAspending APIU.S. Department of the Treasuryopen the source
    spending_by_geography:county:FY2026 · period FY2026 · retrieved 2026-10-06
  • estimateUSAspending APIU.S. Department of the Treasuryopen the source
    · retrieved 2026-10-06 · per job = FY2026 obligations $170.0 m / 8,488 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $20,032
  • publishedUSAspending APIU.S. Department of the Treasuryopen the source
    spending_by_category:13035:FY2026 · period FY2026 · retrieved 2026-10-06
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
  • estimateQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    · retrieved 2026-10-06 · typical home value / (average weekly wage × 52); one average covered job, not a household
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns
  • estimateZillow Observed Rent Index (ZORI)Zillow Researchopen the source
    · retrieved 2026-10-06 · month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns

Citations

  • U.S. Bureau of Labor Statistics. Occupational Employment and Wage Statistics. series MSA 12060, all occupations. period May 2025. https://www.bls.gov/oes/tables.htm. accessed 2026-10-06.
  • U.S. Census Bureau. TIGERweb. series tigerWMS_Current. https://tigerweb.geo.census.gov/. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). series County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zhvi/County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). series Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zhvi/Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-06.
  • Zillow Research. Zillow Observed Rent Index (ZORI). series County_zori_uc_sfrcondomfr_sm_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zori/County_zori_uc_sfrcondomfr_sm_month.csv. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: price-to-rent = $279,897 / ($1,728 × 12) = 13.5.
  • Federal Reserve Bank of St. Louis. FRED Economic Data. series MORTGAGE30US. period 2026-10-01. https://fred.stlouisfed.org/series/MORTGAGE30US. accessed 2026-10-06.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 13035, all ownerships, all industries. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/13035.csv. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: payment = P·r / (1 − (1+r)^−n), P = $279,897 × 80% = $223,918, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,532/mo principal and interest; wage share = payment / (avg weekly wage $976 × 52 / 12 = $4,229) = 36% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs); years of wages = $279,897 / ($976 × 52) = 5.5; price-to-rent = $279,897 / ($1,728 × 12) = 13.5.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 13035, NAICS sectors, private ownership. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/13035.csv. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms home value 1-yr change +0.5% / ±10% × 0.3, jobs over-the-year change -2.5% / ±3% × 0.3, avg weekly wage over-the-year change +2.8% / ±6% × 0.25.
  • National Drought Mitigation Center, USDA, NOAA. U.S. Drought Monitor. series USDM_current. https://droughtmonitor.unl.edu/CurrentMap.aspx. accessed 2026-10-06.
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00062,00054. period 2026-10-06T21:15:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-06.
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00010,00060,00065,00095,00300,00400,63680. period 2026-10-06T21:30:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-06.
  • NOAA National Weather Service. National Water Prediction Service. series nwps/v1/gauges. period 2026-10-06T21:15:00Z. https://api.water.noaa.gov/nwps/v1/gauges. accessed 2026-10-06.
  • U.S. Geological Survey. USGS Water Data API. https://api.waterdata.usgs.gov/. accessed 2026-10-06. estimate computed by Embedding Atlas: quality screen per site = 1 − points / (2 × n), ok 0, watch 1, poor 2 points over the n parameters it reports; mean over 37 sites = 100 %.
  • U.S. Geological Survey. USGS Water Data API. series latest-daily 72019. period 2026-10-05T00:00:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-daily/items. accessed 2026-10-06.
  • National Drought Mitigation Center, USDA, NOAA. U.S. Drought Monitor. https://droughtmonitor.unl.edu/. accessed 2026-10-06. estimate computed by Embedding Atlas: supply stress = Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.2×0.00 / 0.55 = 0.32; terms drought (D2 / 4), quality (1 − 100 % / 100).
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00060,00065,00010,00300,00095,00400,63680,00062,00054. period 2026-10-06T21:30:00+00:00. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-06.
  • U.S. Geological Survey. USGS Water Data API. series latest-daily 72019,62610,62611. period 2026-10-05. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-daily/items. accessed 2026-10-06.
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod:13035:2026. period 2026-06-30. https://api.fdic.gov/banks/sod?filters=STCNTYBR%3A13035+AND+YEAR%3A2026&fields=CERT%2CNAMEFULL%2CBRNUM%2CUNINUMBR%2CDEPSUMBR%2CASSET%2CSTCNTYBR%2CCNTYNAMB%2CSTALPBR%2CYEAR%2CSIMS_LATITUDE%2CSIMS_LONGITUDE%2CMSABR%2CMSANAMB&format=json&limit=10000. accessed 2026-10-06.
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod-hhi:13035:2026. period 2026-06-30. https://api.fdic.gov/banks/docs/. accessed 2026-10-06. estimate computed by Embedding Atlas: HHI = Σ (share %)² over 2 banks with deposits in the county = 52.7² + 47.3² = 5,015.
  • U.S. Department of the Treasury. USAspending API. series spending_by_geography:county:FY2026. period FY2026. https://api.usaspending.gov/api/v2/search/spending_by_geography/. accessed 2026-10-06.
  • U.S. Department of the Treasury. USAspending API. https://api.usaspending.gov/. accessed 2026-10-06. estimate computed by Embedding Atlas: per job = FY2026 obligations $170.0 m / 8,488 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $20,032.
  • U.S. Department of the Treasury. USAspending API. series spending_by_category:13035:FY2026. period FY2026. https://api.usaspending.gov/api/v2/search/spending_by_category/. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%).
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. https://www.bls.gov/cew/. accessed 2026-10-06. estimate computed by Embedding Atlas: typical home value / (average weekly wage × 52); one average covered job, not a household.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns.
  • Zillow Research. Zillow Observed Rent Index (ZORI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns.

What these numbers are not

  • The occupation mix is the 12060 metro area's, from the bundled BLS OEWS release: OEWS does not publish a county table.
  • Water rows are everything within 75 km of this place's internal point (150 km for reservoirs), not everything inside its boundary: lib/water searches discs, and every row prints its own distance.
  • Server report: satellite turbidity is only computed in a browser, so that term is absent here.
  • Stress uses 2 of 4 terms (drought, quality); missing terms are left out, not assumed.
  • Groundwater has no trend term: one latest level cannot say whether an aquifer is being drawn down.
  • Obligations are what agencies committed in FY2026 by place of performance: not outlays, and not the recipient's own location.
  • FY2026 closed 6 days ago; agencies report with up to a 45-day lag, so totals are still filling in.
  • The indicator block is the NATIONAL set, filtered only by lens. None of these series is keyed to this place: they are United States, gauge, single-state or port series and they are shown as context, not as this place's own readings.

Page assembled 2026-10-06T21:36:20.177Z. Place identity tables pulled 2026-10-01.