Walton County, GA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 33.78, -83.73.
Assembled 2026-10-06. Read the brief.
- 84th pct · 473rd of 3,063 US counties · median $234,566
- 87th pct · 21st of 159 Georgia counties · median $219,820
- 60th pct · 12th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median $342,031
- 23rd pct · 2,338th of 3,063 US counties · median +2.9%
- 22nd pct · 123rd of 159 Georgia counties · median +2.6%
- 60th pct · 12th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median -0.4%
- 80th pct · 269th of 1,399 US counties · median $1,496
- 80th pct · 15th of 72 Georgia counties · median $1,651
- 70th pct · 8th of 25 counties in the Atlanta-Sandy Springs-Roswell metro · median $1,809
- 75th pct · 778th of 3,221 US counties · median 8,232
- 79th pct · 33rd of 159 Georgia counties · median 7,095
- 42nd pct · 17th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median 31,378
- 58th pct · 1,341st of 3,221 US counties · median $1,039
- 72nd pct · 45th of 159 Georgia counties · median $964
- 39th pct · 18th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median $1,138
- 87th pct · 376th of 3,063 US counties · median 4.3
- 86th pct · 22nd of 159 Georgia counties · median 4.3
- 75th pct · 8th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median 5.7
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $389,111 (Aug 2026), +0.3% over one year, +26.1% over five
- 84th pct · 473rd of 3,063 US counties · median $234,566
- 87th pct · 21st of 159 Georgia counties · median $219,820
- 60th pct · 12th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median $342,031
| Item | Value | Distance |
|---|---|---|
| Walton County, GA | $389,111 · +0.3% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,944/mo (Aug 2026), +1.6% over one year; price-to-rent 16.7
- 80th pct · 269th of 1,399 US counties · median $1,496
- 80th pct · 15th of 72 Georgia counties · median $1,651
- 70th pct · 8th of 25 counties in the Atlanta-Sandy Springs-Roswell metro · median $1,809
| Item | Value | Distance |
|---|---|---|
| Walton County, GA | $1,944/mo · +1.6% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,130 a month on $389,111 at 7.28%, against an average weekly wage worth $4,676 a month: 45.6% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $389,111 × 80% = $311,289, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $2,130/mo principal and interest
- wage share = payment / (avg weekly wage $1,079 × 52 / 12 = $4,676) = 46% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $389,111 / ($1,079 × 52) = 6.9
- price-to-rent = $389,111 / ($1,944 × 12) = 16.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
26,307 jobs at 2,361 employers (2026 Q1); -0.6% jobs and +3.1% average weekly wage over the year
- 75th pct · 778th of 3,221 US counties · median 8,232
- 79th pct · 33rd of 159 Georgia counties · median 7,095
- 42nd pct · 17th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median 31,378
| Item | Value | Distance |
|---|---|---|
| Walton County, GA | 26,307 jobs · $1,079/wk · -0.6% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Construction | 3,840 | $1,462 | 2.78 | +5.0% |
| Health care and social assistance | 3,130 | $1,175 | 0.79 | -4.4% |
| Accommodation and food services | 2,942 | $411 | 1.24 | +0.0% |
| Retail trade | 2,932 | $645 | 1.14 | -0.3% |
| Manufacturing | 2,744 | $1,287 | 1.30 | -3.6% |
| Transportation and warehousing | 1,525 | $1,154 | 1.38 | -4.0% |
| Administrative and waste services | 1,277 | $1,024 | 0.85 | -0.8% |
| Other services | 638 | $907 | 0.81 | -4.8% |
| Professional and technical services | 597 | $1,164 | 0.33 | -8.2% |
| Educational services | 506 | $667 | 0.89 | -2.3% |
| Finance and insurance | 483 | $1,712 | 0.45 | -0.8% |
| Real estate and rental | 291 | $1,024 | 0.72 | +10.2% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$2.1 bn in deposits at 17 offices of 12 banks (SOD June 2026); HHI 1,746, moderately concentrated. $659.8 m federal obligations in FY2026 (direct payments $651.5 m, grants $4.7 m), $25,081 per covered job
| Item | Value | Distance |
|---|---|---|
| Pinnacle Bank | $630.0 m · 30.2% share · 2 offices | |
| Wells Fargo Bank, National Association | $404.4 m · 19.4% share · 2 offices | |
| Vallant Bank | $307.6 m · 14.8% share · 3 offices | |
| Walton, GA | $659.8 m FY2026 · $25,081/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Pinnacle Bank | $630,013,000 | 30.2% | 2 |
| Wells Fargo Bank, National Association | $404,382,000 | 19.4% | 2 |
| Vallant Bank | $307,568,000 | 14.8% | 3 |
| Bank of America, National Association | $201,747,000 | 9.7% | 2 |
| Bank OZK | $196,237,000 | 9.4% | 1 |
| United Community Bank | $94,710,000 | 4.5% | 1 |
| Truist Bank | $82,073,000 | 3.9% | 1 |
| Bank of Madison | $69,498,000 | 3.3% | 1 |
| Fifth Third Bank, National Association | $44,218,000 | 2.1% | 1 |
| Regions Bank | $27,416,000 | 1.3% | 1 |
Deposit concentration is 1,746 across 12 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 12 banks with deposits in the county = 30.2² + 19.4² + 14.8² + … (9 more) = 1,746
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
That is $25,081 per covered job, against 26,307 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $659.8 m / 26,307 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $25,081
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Walton County, GA: 6 findings, 1 at a watch level and 5 noted
watchWalton County, GA's covered employment is -0.6% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.6 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteWalton County, GA's average weekly wage was 3.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteWalton County, GA's typical asking rent rose 1.3% from $1,919 in July 2026 to $1,944 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- +1.3% = (1944.1767881241565 - 1918.833533963125) / 1918.833533963125 × 100
- 1944.1767881241565 = Zillow ZORI, 2026-08
- 1918.833533963125 = Zillow ZORI, 2026-07
noteWalton County, GA's covered employment was 0.6% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteThe next Zillow ZHVI typical home value (monthly) covering Walton County, GA is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Read all 6 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.