Fayette County, GA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 33.41, -84.49.
Assembled 2026-10-06. Read the brief.
- 93rd pct · 213th of 3,063 US counties · median $234,566
- 97th pct · 5th of 159 Georgia counties · median $219,820
- 96th pct · 2nd of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median $342,031
- 20th pct · 2,430th of 3,063 US counties · median +2.9%
- 19th pct · 128th of 159 Georgia counties · median +2.6%
- 57th pct · 13th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median -0.4%
- 92nd pct · 112th of 1,399 US counties · median $1,496
- 98th pct · 2nd of 72 Georgia counties · median $1,651
- 100th pct · 1st of 25 counties in the Atlanta-Sandy Springs-Roswell metro · median $1,809
- 84th pct · 509th of 3,221 US counties · median 8,232
- 88th pct · 19th of 159 Georgia counties · median 7,095
- 67th pct · 10th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median 31,378
- 75th pct · 791st of 3,221 US counties · median $1,039
- 85th pct · 24th of 159 Georgia counties · median $964
- 60th pct · 12th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median $1,138
- 92nd pct · 224th of 3,063 US counties · median 4.3
- 93rd pct · 11th of 159 Georgia counties · median 4.3
- 85th pct · 5th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median 5.7
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $493,762 (Aug 2026), -0.0% over one year, +24.0% over five
- 93rd pct · 213th of 3,063 US counties · median $234,566
- 97th pct · 5th of 159 Georgia counties · median $219,820
- 96th pct · 2nd of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median $342,031
| Item | Value | Distance |
|---|---|---|
| Fayette County, GA | $493,762 · -0.0% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $2,304/mo (Aug 2026), +2.3% over one year; price-to-rent 17.9
- 92nd pct · 112th of 1,399 US counties · median $1,496
- 98th pct · 2nd of 72 Georgia counties · median $1,651
- 100th pct · 1st of 25 counties in the Atlanta-Sandy Springs-Roswell metro · median $1,809
| Item | Value | Distance |
|---|---|---|
| Fayette County, GA | $2,304/mo · +2.3% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,703 a month on $493,762 at 7.28%, against an average weekly wage worth $5,178 a month: 52.2% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $493,762 × 80% = $395,010, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $2,703/mo principal and interest
- wage share = payment / (avg weekly wage $1,195 × 52 / 12 = $5,178) = 52% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $493,762 / ($1,195 × 52) = 7.9
- price-to-rent = $493,762 / ($2,304 × 12) = 17.9
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
49,674 jobs at 4,767 employers (2026 Q1); +2.5% jobs and +3.7% average weekly wage over the year
- 84th pct · 509th of 3,221 US counties · median 8,232
- 88th pct · 19th of 159 Georgia counties · median 7,095
- 67th pct · 10th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median 31,378
| Item | Value | Distance |
|---|---|---|
| Fayette County, GA | 49,674 jobs · $1,195/wk · +2.5% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 7,091 | $1,185 | 0.95 | +0.8% |
| Accommodation and food services | 6,635 | $469 | 1.49 | -0.7% |
| Retail trade | 6,578 | $597 | 1.36 | -2.3% |
| Manufacturing | 4,455 | $1,785 | 1.11 | -10.0% |
| Construction | 3,120 | $1,637 | 1.20 | +1.7% |
| Professional and technical services | 2,716 | $1,604 | 0.79 | +1.2% |
| Administrative and waste services | 2,584 | $997 | 0.92 | +40.2% |
| Wholesale trade | 2,152 | $1,787 | 1.13 | +2.6% |
| Other services | 1,811 | $848 | 1.22 | -0.9% |
| Transportation and warehousing | 1,597 | $1,269 | 0.76 | +5.6% |
| Arts, entertainment and recreation | 1,407 | $947 | 1.72 | +44.3% |
| Finance and insurance | 976 | $2,220 | 0.48 | +0.6% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.25)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 / 0.35
Banks & federal dollars #
$3.8 bn in deposits at 24 offices of 12 banks (SOD June 2026); HHI 1,400, moderately concentrated. $908.8 m federal obligations in FY2026 (direct payments $874.7 m, contracts $35.1 m), $18,295 per covered job
| Item | Value | Distance |
|---|---|---|
| Truist Bank | $855.4 m · 22.5% share · 3 offices | |
| Wells Fargo Bank, National Association | $690.6 m · 18.2% share · 3 offices | |
| Bank of America, National Association | $612.3 m · 16.1% share · 2 offices | |
| Fayette, GA | $908.8 m FY2026 · $18,295/job | |
| MULTIPLE RECIPIENTS | $871.7 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Truist Bank | $855,382,000 | 22.5% | 3 |
| Wells Fargo Bank, National Association | $690,576,000 | 18.2% | 3 |
| Bank of America, National Association | $612,343,000 | 16.1% | 2 |
| United Community Bank | $376,548,000 | 9.9% | 2 |
| Pinnacle Bank | $325,340,000 | 8.6% | 2 |
| Ameris Bank | $291,306,000 | 7.7% | 3 |
| JPMorgan Chase Bank, National Association | $220,757,000 | 5.8% | 2 |
| Renasant Bank | $179,552,000 | 4.7% | 2 |
| Regions Bank | $151,879,000 | 4.0% | 2 |
| Colony Bank | $36,217,000 | 1.0% | 1 |
Deposit concentration is 1,400 across 12 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 12 banks with deposits in the county = 22.5² + 18.2² + 16.1² + … (9 more) = 1,400
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $694,933,497 |
| Department of Veterans Affairs | $171,286,851 |
| Department of Defense | $29,597,545 |
| Railroad Retirement Board | $5,755,151 |
| Department of Health and Human Services | $5,546,525 |
| Department of Housing and Urban Development | $2,831,387 |
| Department of Homeland Security | $1,486,883 |
| Department of Justice | $1,206,208 |
| Department of Commerce | $598,993 |
| Department of Agriculture | $502,397 |
| Federal Communications Commission | $372,600 |
| Department of Education | $62,450 |
That is $18,295 per covered job, against 49,674 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $908.8 m / 49,674 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $18,295
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Fayette County, GA: 12 findings, 2 at a watch level and 10 noted
watchFayette County, GA's years of wages of 7.9 ranks 224th of 3,063 US counties, a watch level here: years of wages in the top tenth of US counties (position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: yearsOfWages percentile = 92.71717831482691 >= 90
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level
watchFayette County, GA's typical home value is -0.0% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -0.029096402390006968 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
noteFayette County, GA's average weekly wage was 3.7% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteFayette County, GA's covered employment was 2.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteFayette County, GA's typical asking rent of $2,304 ranks 1st of 25 counties in the Atlanta-Sandy Springs-Roswell metro, against a median of $1,809.
Period 2026-08.Show the arithmetic
- 100 on the 0-to-100 scale across 25 counties in the Atlanta-Sandy Springs-Roswell metro that published rent.latest
position among the entities that published this metric this period; not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.