FIPS 72031, PR
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 18.38, -65.95.
Assembled 2026-10-02. Read the brief.
- US counties: not published this period
- US counties: not published this period
- US counties: not published this period
- 84th pct · 502nd of 3,221 US counties · median 8,232
- 2nd pct · 3,133rd of 3,221 US counties · median $1,039
- US counties: not published this period
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
No Zillow home value index for this area
- US counties: not published this period
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
No rent index for this area
- US counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
50,429 jobs at 2,111 employers (2026 Q1); +0.2% jobs and +8.3% average weekly wage over the year
- 84th pct · 502nd of 3,221 US counties · median 8,232
| Item | Value | Distance |
|---|---|---|
| Carolina Municipio | 50,429 jobs · $715/wk · +0.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 8,812 | $511 | 1.79 | +2.1% |
| Accommodation and food services | 7,788 | $511 | 1.72 | +0.7% |
| Administrative and waste services | 7,268 | $318 | 2.54 | -7.0% |
| Transportation and warehousing | 5,577 | $1,080 | 2.62 | +4.6% |
| Health care and social assistance | 3,255 | $623 | 0.43 | +2.5% |
| Manufacturing | 3,170 | $1,916 | 0.78 | +6.5% |
| Real estate and rental | 1,285 | $864 | 1.66 | +6.7% |
| Educational services | 1,169 | $516 | 1.08 | -10.4% |
| Construction | 1,143 | $637 | 0.43 | -6.5% |
| Professional and technical services | 962 | $775 | 0.28 | +6.5% |
| Other services | 752 | $583 | 0.50 | +5.3% |
| Finance and insurance | 689 | $843 | 0.34 | -12.2% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Water #
Banks & federal dollars #
$2.5 bn in deposits at 13 offices of 3 banks (SOD June 2026); HHI 4,430, highly concentrated. $793.9 m federal obligations in FY2026 (direct payments $674.8 m, grants $99.4 m), $15,743 per covered job
| Item | Value | Distance |
|---|---|---|
| Banco Popular de Puerto Rico | $1.5 bn · 59.9% share · 7 offices | |
| FirstBank Puerto Rico | $599.8 m · 24.4% share · 3 offices | |
| Oriental Bank | $386.6 m · 15.7% share · 3 offices | |
| Carolina, PR | $793.9 m FY2026 · $15,743/job | |
| MULTIPLE RECIPIENTS | $619.8 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Banco Popular de Puerto Rico | $1,474,000,000 | 59.9% | 7 |
| FirstBank Puerto Rico | $599,845,000 | 24.4% | 3 |
| Oriental Bank | $386,617,000 | 15.7% | 3 |
Deposit concentration is 4,430 across 3 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 3 banks with deposits in the county = 59.9² + 24.4² + 15.7² = 4,430
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $539,895,976 |
| Department of Veterans Affairs | $79,904,618 |
| Department of Transportation | $56,512,572 |
| Department of Health and Human Services | $42,351,157 |
| Department of Education | $39,918,804 |
| Department of Housing and Urban Development | $14,156,937 |
| Department of Defense | $7,688,067 |
| Department of Homeland Security | $6,462,304 |
| General Services Administration | $3,444,659 |
| Federal Communications Commission | $1,478,275 |
| Department of Commerce | $668,543 |
| Department of Agriculture | $500,075 |
That is $15,743 per covered job, against 50,429 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $793.9 m / 50,429 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $15,743
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 16.50 | 2026-09-30 | -11.7% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 67.28 | 2026-10-01 | not published |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.10 | 2026-08-01 | +0.0% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
FIPS 72031, PR: 4 findings, 4 noted
noteFIPS 72031, PR's average weekly wage was 8.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +8.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteFIPS 72031, PR's covered employment was 0.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteFIPS 72031, PR's average weekly wage of $715 ranks 3,133rd of 3,221 US counties, against a median of $1,039.
Period 2026 Q1.Show the arithmetic
- 3 on the 0-to-100 scale across 3221 US counties that published jobs.avgWeeklyWage
position among the entities that published this metric this period; not an official level
noteThe next Unemployment rate (BLS Employment Situation, monthly) covering FIPS 72031, PR is due between 2026-09-25 and 2026-10-09, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-09-25 to 2026-10-09, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.