Las Piedras Municipio, PR
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 18.19, -65.87.
Assembled 2026-10-06. Read the brief.
- US counties: not published this period
- Puerto Rico counties: not published this period
- counties in the San Juan-Bayamon-Caguas metro: not published this period
- US counties: not published this period
- Puerto Rico counties: not published this period
- counties in the San Juan-Bayamon-Caguas metro: not published this period
- US counties: not published this period
- Puerto Rico counties: not published this period
- counties in the San Juan-Bayamon-Caguas metro: not published this period
- 46th pct · 1,716th of 3,221 US counties · median 8,232
- 66th pct · 27th of 78 Puerto Rico counties · median 4,800
- 56th pct · 18th of 40 counties in the San Juan-Bayamon-Caguas metro · median 6,531
- 2nd pct · 3,142nd of 3,221 US counties · median $1,039
- 83rd pct · 14th of 78 Puerto Rico counties · median $553
- 74th pct · 11th of 40 counties in the San Juan-Bayamon-Caguas metro · median $607
- US counties: not published this period
- Puerto Rico counties: not published this period
- counties in the San Juan-Bayamon-Caguas metro: not published this period
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
No Zillow home value index for this area
- US counties: not published this period
- Puerto Rico counties: not published this period
- counties in the San Juan-Bayamon-Caguas metro: not published this period
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
No rent index for this area
- US counties: not published this period
- Puerto Rico counties: not published this period
- counties in the San Juan-Bayamon-Caguas metro: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
7,244 jobs at 333 employers (2026 Q1); -6.4% jobs and -2.9% average weekly wage over the year
- 46th pct · 1,716th of 3,221 US counties · median 8,232
- 66th pct · 27th of 78 Puerto Rico counties · median 4,800
- 56th pct · 18th of 40 counties in the San Juan-Bayamon-Caguas metro · median 6,531
| Item | Value | Distance |
|---|---|---|
| Las Piedras Municipio, PR | 7,244 jobs · $698/wk · -6.4% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 1,532 | $1,454 | 2.63 | -17.0% |
| Construction | 701 | $591 | 1.85 | +5.1% |
| Retail trade | 662 | $479 | 0.94 | +3.6% |
| Accommodation and food services | 427 | $334 | 0.66 | +0.2% |
| Health care and social assistance | 302 | $638 | 0.28 | -12.7% |
| Real estate and rental | 264 | $358 | 2.38 | +23.9% |
| Finance and insurance | 159 | $885 | 0.54 | +25.2% |
| Other services | 150 | $464 | 0.69 | +2.0% |
| Professional and technical services | 81 | $755 | 0.16 | -4.7% |
| Educational services | 70 | $438 | 0.45 | -45.3% |
| Agriculture, forestry, fishing | 40 | $307 | 0.76 | -2.4% |
| Arts, entertainment and recreation | 24 | $355 | 0.20 | +9.1% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
188 gauges · 0 flooding · 5 with quality panels averaging 80 % · 40 stale
Sites found: 188, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-50048580 | DO 0.30 mg/l · quality 50 % (4) | 37 km |
| USGS-50048570 | turb. 27.4 FNU · quality 70 % (5) | 37 km |
| USGS-50231500 | stage 0.78 ft · quality 80 % (5) · STALE | 46 km |
| USGS-50081000 | flow 12.7 ft³/s | 1 km |
| Rio Humacao at Las Piedras | no flooding | 2 km |
| USGS-50055650 | flow 0.26 ft³/s · STALE | 5 km |
| Rio Gurabo below El Mango | no flooding | 5 km |
| USGS-50055750 | flow 7.84 ft³/s | 5 km |
| Rio Valenciano near Juncos | no flooding | 6 km |
| USGS-50056400 | flow 3.85 ft³/s | 7 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
107 wells in 2 named aquifers: Other aquifers, South Coast aquifer (Puerto Rico)
Sites found: 107, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| SQB 3 WELL, HUMACAO, PR | depth 9.85 ft · 1985-03-04 | 9 km |
| PIEZOMETER CJ 3B, JUNCOS, PR | depth 18.8 ft · 2002-10-23 | 9 km |
| Other aquifers | depth 5.88 ft · 2026-10-05 | 12 km |
| PIEZOMETER CAGUAS-JUNCOS 18, GURABO, PR | depth 12.4 ft · 2002-02-07 | 13 km |
| Other aquifers | depth 13.6 ft · 2002-10-20 | 13 km |
| PIEZOMETER YABUCOA USGS BRACKISH, YABUCOA, PR | depth 2.91 ft · 2002-08-27 | 14 km |
| PIEZOMETER CJ 20, CAGUAS, PR | depth 17.8 ft · 2002-10-28 | 18 km |
| Other aquifers | depth 241.2 ft · 1988-01-21 | 18 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.23)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.20 / 0.55
Banks & federal dollars #
$178.9 m in deposits at 2 offices of 2 banks (SOD June 2026); HHI 5,133, highly concentrated. $161.8 m federal obligations in FY2026 (direct payments $152.2 m, grants $9.6 m), $22,337 per covered job
| Item | Value | Distance |
|---|---|---|
| Banco Popular de Puerto Rico | $104.0 m · 58.1% share · 1 office | |
| Oriental Bank | $74.9 m · 41.9% share · 1 office | |
| Las Piedras, PR | $161.8 m FY2026 · $22,337/job | |
| MULTIPLE RECIPIENTS | $151.2 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Banco Popular de Puerto Rico | $104,000,000 | 58.1% | 1 |
| Oriental Bank | $74,879,000 | 41.9% | 1 |
Deposit concentration is 5,133 across 2 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 2 banks with deposits in the county = 58.1² + 41.9² = 5,133
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $135,473,252 |
| Department of Veterans Affairs | $15,701,544 |
| Department of Transportation | $7,878,766 |
| Department of Health and Human Services | $1,718,058 |
| Department of Housing and Urban Development | $663,388 |
| Federal Communications Commission | $219,619 |
| Department of Agriculture | $121,155 |
| Railroad Retirement Board | $30,828 |
| Small Business Administration | $0 |
| Environmental Protection Agency | $0 |
That is $22,337 per covered job, against 7,244 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $161.8 m / 7,244 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $22,337
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Las Piedras Municipio, PR: 14 findings, 1 at an alert level, 4 at a watch level and 9 noted
alertLas Piedras Municipio, PR's covered employment is -6.4% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -6.4 <= -3
BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level
watchLas Piedras Municipio, PR's covered employment is -6.4% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -6.4 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchLas Piedras Municipio, PR's average weekly wage is -2.9% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -2.9 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
watchLas Piedras Municipio, PR's momentum index is -0.77, a watch level here: momentum index in the cooling band (the cooling band of the momentum index computed here, score at or below -0.25; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Show the arithmetic
- test: momentum = -0.7651515151515151 <= -0.25
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
the cooling band of the momentum index computed here, score at or below -0.25; convention chosen for this dashboard, not an official level
watchLas Piedras Municipio, PR's average weekly wage of $698 scores 2 on the 0-to-100 scale across US counties but 83 across Puerto Rico counties, a gap of 81 points.
Period 2026 Q1.Show the arithmetic
- 81 = |2 across US counties - 83 across Puerto Rico counties|
position among the entities that published this metric this period; not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.