San Lorenzo Municipio, PR
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 18.15, -65.98.
Assembled 2026-10-06. Read the brief.
- US counties: not published this period
- Puerto Rico counties: not published this period
- counties in the San Juan-Bayamon-Caguas metro: not published this period
- US counties: not published this period
- Puerto Rico counties: not published this period
- counties in the San Juan-Bayamon-Caguas metro: not published this period
- US counties: not published this period
- Puerto Rico counties: not published this period
- counties in the San Juan-Bayamon-Caguas metro: not published this period
- 36th pct · 2,042nd of 3,221 US counties · median 8,232
- 50th pct · 39th of 78 Puerto Rico counties · median 4,800
- 43rd pct · 23rd of 40 counties in the San Juan-Bayamon-Caguas metro · median 6,531
- 2nd pct · 3,150th of 3,221 US counties · median $1,039
- 80th pct · 16th of 78 Puerto Rico counties · median $553
- 71st pct · 12th of 40 counties in the San Juan-Bayamon-Caguas metro · median $607
- US counties: not published this period
- Puerto Rico counties: not published this period
- counties in the San Juan-Bayamon-Caguas metro: not published this period
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
No Zillow home value index for this area
- US counties: not published this period
- Puerto Rico counties: not published this period
- counties in the San Juan-Bayamon-Caguas metro: not published this period
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
No rent index for this area
- US counties: not published this period
- Puerto Rico counties: not published this period
- counties in the San Juan-Bayamon-Caguas metro: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
4,882 jobs at 296 employers (2026 Q1); -0.3% jobs and -1.2% average weekly wage over the year
- 36th pct · 2,042nd of 3,221 US counties · median 8,232
- 50th pct · 39th of 78 Puerto Rico counties · median 4,800
- 43rd pct · 23rd of 40 counties in the San Juan-Bayamon-Caguas metro · median 6,531
| Item | Value | Distance |
|---|---|---|
| San Lorenzo Municipio, PR | 4,882 jobs · $680/wk · -0.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 1,651 | $987 | 4.20 | +3.4% |
| Retail trade | 786 | $443 | 1.65 | +2.1% |
| Health care and social assistance | 347 | $587 | 0.47 | -2.5% |
| Construction | 336 | $556 | 1.31 | +0.0% |
| Finance and insurance | 82 | $855 | 0.41 | -35.9% |
| Administrative and waste services | 66 | $543 | 0.24 | -22.4% |
| Other services | 61 | $369 | 0.42 | +0.0% |
| Professional and technical services | 50 | $740 | 0.15 | +0.0% |
| Educational services | 40 | $304 | 0.38 | +8.1% |
| Wholesale trade | 37 | $499 | 0.20 | +5.7% |
| Real estate and rental | 19 | $431 | 0.25 | -61.2% |
| Transportation and warehousing | 13 | $545 | 0.06 | -23.5% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
210 gauges · 0 flooding · 5 with quality panels averaging 83 % · 48 stale
Sites found: 210, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-50048570 | turb. 27.1 FNU · quality 70 % (5) | 34 km |
| USGS-50048580 | DO 0.30 mg/l · quality 63 % (4) | 34 km |
| USGS-50231500 | stage 0.78 ft · quality 80 % (5) · STALE | 56 km |
| USGS-50051150 | flow 2.50 ft³/s · STALE | 1 km |
| Rio Cayaguas at at Cerro Gordo | no flooding | 2 km |
| USGS-50051310 | flow 8.33 ft³/s | 2 km |
| USGS-50051180 | flow 1.10 ft³/s · STALE | 3 km |
| USGS-50050900 | flow 10.0 ft³/s | 3 km |
| Rio Grande De Loiza at Quebrada Arenas | no flooding | 3 km |
| Rio Grande De Loiza at HWY 183 | no flooding | 4 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
117 wells in 2 named aquifers: Other aquifers, South Coast aquifer (Puerto Rico)
Sites found: 117, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Other aquifers | depth 26.2 ft · 2002-10-27 | 10 km |
| Other aquifers | depth 241.2 ft · 1988-01-21 | 11 km |
| Other aquifers | depth 23.9 ft · 2026-10-05 | 12 km |
| PIEZOMETER CJ 20, CAGUAS, PR | depth 17.8 ft · 2002-10-28 | 12 km |
| PIEZOMETER CAGUAS-JUNCOS 18, GURABO, PR | depth 12.4 ft · 2002-02-07 | 12 km |
| PIEZOMETER CJ 3B, JUNCOS, PR | depth 18.8 ft · 2002-10-23 | 13 km |
| Other aquifers | depth 7.26 ft · 2002-11-07 | 14 km |
| Other aquifers | depth 13.6 ft · 2002-10-20 | 15 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.22)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.18 / 0.55
Banks & federal dollars #
$215.8 m in deposits at 2 offices of 2 banks (SOD June 2026); HHI 6,077, highly concentrated. $161.0 m federal obligations in FY2026 (direct payments $145.3 m, grants $15.6 m), $32,975 per covered job
| Item | Value | Distance |
|---|---|---|
| Banco Popular de Puerto Rico | $158.0 m · 73.2% share · 1 office | |
| Oriental Bank | $57.8 m · 26.8% share · 1 office | |
| San Lorenzo, PR | $161.0 m FY2026 · $32,975/job | |
| MULTIPLE RECIPIENTS | $142.7 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Banco Popular de Puerto Rico | $158,000,000 | 73.2% | 1 |
| Oriental Bank | $57,822,000 | 26.8% | 1 |
Deposit concentration is 6,077 across 2 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 2 banks with deposits in the county = 73.2² + 26.8² = 6,077
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $126,689,976 |
| Department of Veterans Affairs | $16,053,854 |
| Department of Transportation | $15,646,462 |
| Department of Education | $1,725,318 |
| Department of Housing and Urban Development | $692,911 |
| Department of Agriculture | $146,408 |
| Federal Communications Commission | $31,978 |
| Small Business Administration | $0 |
| Department of Justice | -$1,080 |
That is $32,975 per covered job, against 4,882 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $161.0 m / 4,882 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $32,975
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
San Lorenzo Municipio, PR: 6 findings, 3 at a watch level and 3 noted
watchSan Lorenzo Municipio, PR's average weekly wage is -1.2% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -1.2 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
watchSan Lorenzo Municipio, PR's covered employment is -0.3% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.3 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchSan Lorenzo Municipio, PR's average weekly wage of $680 scores 2 on the 0-to-100 scale across US counties but 81 across Puerto Rico counties, a gap of 78 points.
Period 2026 Q1.Show the arithmetic
- 78 = |2 across US counties - 81 across Puerto Rico counties|
position among the entities that published this metric this period; not an official level
noteSan Lorenzo Municipio, PR's average weekly wage was 1.2% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteSan Lorenzo Municipio, PR's covered employment was 0.3% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 6 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.