FIPS 72137, PR
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 18.44, -66.20.
Assembled 2026-10-02. Read the brief.
- US counties: not published this period
- US counties: not published this period
- US counties: not published this period
- 65th pct · 1,119th of 3,221 US counties · median 8,232
- 1st pct · 3,170th of 3,221 US counties · median $1,039
- US counties: not published this period
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
No Zillow home value index for this area
- US counties: not published this period
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
No rent index for this area
- US counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
15,445 jobs at 825 employers (2026 Q1); +6.9% jobs and +6.1% average weekly wage over the year
- 65th pct · 1,119th of 3,221 US counties · median 8,232
| Item | Value | Distance |
|---|---|---|
| Toa Baja Municipio | 15,445 jobs · $613/wk · +6.9% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 3,596 | $520 | 2.39 | -1.4% |
| Construction | 2,306 | $621 | 2.85 | +74.0% |
| Manufacturing | 2,146 | $618 | 1.73 | +2.4% |
| Wholesale trade | 1,517 | $791 | 2.56 | +4.1% |
| Accommodation and food services | 1,087 | $341 | 0.78 | +1.8% |
| Administrative and waste services | 927 | $470 | 1.06 | -3.8% |
| Health care and social assistance | 693 | $516 | 0.30 | +6.0% |
| Other services | 177 | $426 | 0.38 | -4.8% |
| Real estate and rental | 169 | $700 | 0.71 | -10.1% |
| Finance and insurance | 129 | $858 | 0.20 | +4.0% |
| Educational services | 126 | $625 | 0.38 | +17.8% |
| Information | 52 | $1,063 | 0.18 | +15.6% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Water #
Banks & federal dollars #
$203.0 m in deposits at 2 offices of 1 banks (SOD June 2026); HHI 10,000, highly concentrated. $330.7 m federal obligations in FY2026 (direct payments $321.1 m, grants $8.0 m), $21,409 per covered job
| Item | Value | Distance |
|---|---|---|
| Banco Popular de Puerto Rico | $203.0 m · 100.0% share · 2 offices | |
| Toa Baja, PR | $330.7 m FY2026 · $21,409/job | |
| MULTIPLE RECIPIENTS | $319.4 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Banco Popular de Puerto Rico | $203,000,000 | 100.0% | 2 |
Deposit concentration is 10,000 across 1 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 1 banks with deposits in the county = 100.0² = 10,000
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $275,138,081 |
| Department of Veterans Affairs | $44,304,088 |
| Department of Transportation | $7,050,981 |
| Department of Housing and Urban Development | $1,291,682 |
| Department of Education | $924,984 |
| Environmental Protection Agency | $897,939 |
| Department of Homeland Security | $639,135 |
| Federal Communications Commission | $344,734 |
| Department of Justice | $72,790 |
| Department of Agriculture | $12,925 |
| Small Business Administration | $0 |
| Department of Defense | -$14,646 |
That is $21,409 per covered job, against 15,445 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $330.7 m / 15,445 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $21,409
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 16.50 | 2026-09-30 | -11.7% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 67.28 | 2026-10-01 | not published |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.10 | 2026-08-01 | +0.0% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
FIPS 72137, PR: 6 findings, 6 noted
noteFIPS 72137, PR's covered employment was 6.9% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +6.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteFIPS 72137, PR's average weekly wage was 6.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +6.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteFIPS 72137, PR's momentum index of 1.00 ranks 1st of 3,221 US counties, against a median of 0.23.
Show the arithmetic
- 100 on the 0-to-100 scale across 3221 US counties that published momentum
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
position among the entities that published this metric this period; not an official level
noteFIPS 72137, PR's average weekly wage of $613 ranks 3,170th of 3,221 US counties, against a median of $1,039.
Period 2026 Q1.Show the arithmetic
- 2 on the 0-to-100 scale across 3221 US counties that published jobs.avgWeeklyWage
position among the entities that published this metric this period; not an official level
noteFIPS 72137, PR's covered employment of +6.9% ranks 113th of 3,221 US counties, against a median of -0.2%.
Period 2026 Q1.Show the arithmetic
- 96 on the 0-to-100 scale across 3221 US counties that published jobs.yoy.emp
position among the entities that published this metric this period; not an official level
Read all 6 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.