Vega Baja Municipio, PR
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 18.46, -66.40.
Assembled 2026-10-06. Read the brief.
- US counties: not published this period
- Puerto Rico counties: not published this period
- counties in the San Juan-Bayamon-Caguas metro: not published this period
- US counties: not published this period
- Puerto Rico counties: not published this period
- counties in the San Juan-Bayamon-Caguas metro: not published this period
- US counties: not published this period
- Puerto Rico counties: not published this period
- counties in the San Juan-Bayamon-Caguas metro: not published this period
- 51st pct · 1,569th of 3,221 US counties · median 8,232
- 72nd pct · 22nd of 78 Puerto Rico counties · median 4,800
- 61st pct · 16th of 40 counties in the San Juan-Bayamon-Caguas metro · median 6,531
- 1st pct · 3,158th of 3,221 US counties · median $1,039
- 77th pct · 18th of 78 Puerto Rico counties · median $553
- 69th pct · 13th of 40 counties in the San Juan-Bayamon-Caguas metro · median $607
- US counties: not published this period
- Puerto Rico counties: not published this period
- counties in the San Juan-Bayamon-Caguas metro: not published this period
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
No Zillow home value index for this area
- US counties: not published this period
- Puerto Rico counties: not published this period
- counties in the San Juan-Bayamon-Caguas metro: not published this period
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
No rent index for this area
- US counties: not published this period
- Puerto Rico counties: not published this period
- counties in the San Juan-Bayamon-Caguas metro: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
8,577 jobs at 569 employers (2026 Q1); -1.7% jobs and +0.6% average weekly wage over the year
- 51st pct · 1,569th of 3,221 US counties · median 8,232
- 72nd pct · 22nd of 78 Puerto Rico counties · median 4,800
- 61st pct · 16th of 40 counties in the San Juan-Bayamon-Caguas metro · median 6,531
| Item | Value | Distance |
|---|---|---|
| Vega Baja Municipio, PR | 8,577 jobs · $660/wk · -1.7% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 2,032 | $1,023 | 2.94 | -0.5% |
| Retail trade | 1,411 | $462 | 1.69 | -3.8% |
| Health care and social assistance | 1,185 | $630 | 0.92 | -1.7% |
| Accommodation and food services | 761 | $301 | 0.99 | -4.4% |
| Educational services | 267 | $405 | 1.45 | +6.4% |
| Administrative and waste services | 263 | $515 | 0.54 | +0.0% |
| Wholesale trade | 228 | $708 | 0.69 | -5.4% |
| Construction | 187 | $555 | 0.42 | +12.0% |
| Other services | 108 | $483 | 0.42 | +17.4% |
| Finance and insurance | 107 | $718 | 0.31 | -5.3% |
| Arts, entertainment and recreation | 39 | $348 | 0.28 | +5.4% |
| Information | 38 | $1,274 | 0.24 | -2.6% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
255 gauges · 0 flooding · 4 with quality panels averaging 77 % · 59 stale
Sites found: 255, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-50048580 | DO 0.30 mg/l · quality 38 % (4) | 30 km |
| USGS-50048570 | turb. 28.2 FNU · quality 70 % (5) | 29 km |
| USGS-182657066250600 | flow 5.90 ft³/s · STALE | 1 km |
| USGS-50039500 | flow 46.9 ft³/s | 3 km |
| Rio Cibuco at Vega Baja | no flooding | 3 km |
| USGS-50037000 | flow 152.0 ft³/s | 12 km |
| Rio Grande De Manati near Manati | no flooding | 12 km |
| USGS-50038320 | flow 27,200 ft³/s · STALE | 13 km |
| USGS-182541066313500 | flow 0.82 ft³/s · STALE | 14 km |
| USGS-50038300 | flow 2.87 ft³/s | 15 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
130 wells in 2 named aquifers: South Coast aquifer (Puerto Rico), Other aquifers
Sites found: 130, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-182712066251700 | depth 23.9 ft · 2008-09-30 | 2 km |
| USGS-182615066235300 | depth 193.0 ft · 2002-10-24 | 3 km |
| USGS-182614066261500 | depth 239.2 ft · 2002-10-23 | 5 km |
| USGS-182548066265700 | depth 257.5 ft · 1999-09-13 | 6 km |
| USGS-182647066201700 | depth 27.8 ft · 2019-09-17 | 6 km |
| USGS-182546066271200 | depth 257.6 ft · 2013-03-17 | 7 km |
| USGS-182506066280200 | depth 276.2 ft · 2008-01-20 | 8 km |
| USGS-182515066194000 | depth 68.4 ft · 2026-10-06 | 8 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.08)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.23 / 0.55
Banks & federal dollars #
$449.4 m in deposits at 3 offices of 3 banks (SOD June 2026); HHI 3,755, highly concentrated. $210.7 m federal obligations in FY2026 (direct payments $195.4 m, grants $13.0 m), $24,560 per covered job
| Item | Value | Distance |
|---|---|---|
| FirstBank Puerto Rico | $191.8 m · 42.7% share · 1 office | |
| Banco Popular de Puerto Rico | $183.0 m · 40.7% share · 1 office | |
| Oriental Bank | $74.7 m · 16.6% share · 1 office | |
| Vega Baja, PR | $210.7 m FY2026 · $24,560/job | |
| MULTIPLE RECIPIENTS | $191.9 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| FirstBank Puerto Rico | $191,765,000 | 42.7% | 1 |
| Banco Popular de Puerto Rico | $183,000,000 | 40.7% | 1 |
| Oriental Bank | $74,665,000 | 16.6% | 1 |
Deposit concentration is 3,755 across 3 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 3 banks with deposits in the county = 42.7² + 40.7² + 16.6² = 3,755
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $164,203,750 |
| Department of Veterans Affairs | $27,736,105 |
| Department of Transportation | $10,241,484 |
| Department of Housing and Urban Development | $3,552,103 |
| Department of Homeland Security | $2,649,300 |
| Department of Health and Human Services | $2,131,740 |
| Department of Justice | $471,364 |
| Federal Communications Commission | $77,792 |
| Department of Agriculture | $70,733 |
| Department of Defense | $950 |
| Environmental Protection Agency | -$481,961 |
That is $24,560 per covered job, against 8,577 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $210.7 m / 8,577 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $24,560
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Vega Baja Municipio, PR: 7 findings, 3 at a watch level and 4 noted
watchVega Baja Municipio, PR's covered employment is -1.7% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1.7 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchVega Baja Municipio, PR's momentum index is -0.26, a watch level here: momentum index in the cooling band (the cooling band of the momentum index computed here, score at or below -0.25; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Show the arithmetic
- test: momentum = -0.2636363636363636 <= -0.25
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
the cooling band of the momentum index computed here, score at or below -0.25; convention chosen for this dashboard, not an official level
watchVega Baja Municipio, PR's average weekly wage of $660 scores 2 on the 0-to-100 scale across US counties but 78 across Puerto Rico counties, a gap of 76 points.
Period 2026 Q1.Show the arithmetic
- 76 = |2 across US counties - 78 across Puerto Rico counties|
position among the entities that published this metric this period; not an official level
noteVega Baja Municipio, PR's covered employment was 1.7% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteVega Baja Municipio, PR's average weekly wage was 0.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.